When you lend money to Perfect Personal Finance, you are helping us to help real families to overcome their short term financial difficulties, by offering short term micro-loans, typically £80 - £300 over 1-3 months.
As responsible lenders, we are very selective about who we lend money to. We need to be certain that our customers can comfortably afford their loan repayments. We carry out the same identity and credit checks used by the major banks, to ensure that all our customers meet our minimum credit score requirements and that they have the ability and the intention of repaying their loan.
Short term micro-loans can make a big difference to people's lives, especially in the current financial climate, where many people feel excluded from main stream finance.
- You lend us money and we lend it to carefully selected, creditworthy families.
- You choose how much you want to lend us and for how long.
- You get a fixed interest rate for the loan (typically 2%-5% per month).
- We do all the hard work and you get a guaranteed return every month.